SIP & Lumpsum Calculator – Free Mutual Fund Return Estimator

Plan your financial future with this SIP and Lumpsum Calculator. Whether you're investing monthly through a Systematic Investment Plan (SIP) or making a one-time Lumpsum investment, this tool helps you calculate your potential returns based on expected interest rate and investment duration.

What is a SIP Calculator?

A SIP (Systematic Investment Plan) calculator allows you to estimate the maturity amount of your monthly investments in mutual funds. It considers compound interest and helps you visualize long-term wealth creation.

What is a Lumpsum Calculator?

A Lumpsum Calculator estimates the future worth of a single-time investment in mutual funds, helping investors understand potential growth over time. It shows how your money can grow over time with the power of compounding.

How to Use This SIP & Lumpsum Calculator?

• Select the investment mode – SIP or Lumpsum.
• Adjust the sliders for investment amount, expected return (per annum), and investment time period.
• The calculator will instantly show your invested amount, estimated returns, and total value.

Benefits of Using This Calculator

• Free and instant – no registration required
• Mobile-friendly – works perfectly on all devices
• Visual – includes a pie chart to help you understand your returns
• Flexible – switch between SIP and Lumpsum modes easily

Why Use SIP or Lumpsum for Investment?

Both SIP and Lumpsum have unique advantages. SIP is ideal for salaried individuals seeking disciplined monthly investing, while Lumpsum is preferred when you have surplus funds and want to invest in one go.

Frequently Asked Questions (FAQs)

1. Is this SIP calculator free to use?

This tool is entirely free to use and doesn't ask for any sign-up.

2. Can I use this calculator on mobile?

Absolutely! This calculator is 100% responsive and optimized for smartphones and tablets.

3. Does this calculator guarantee returns?

No, mutual fund returns are market-linked. This calculator gives an approximate value based on the anticipated return rate.

4. What’s the ideal duration for SIP investment?

Long-term SIP investments (5–15 years) usually offer better returns due to compounding and market averaging.